Cost of living in the Netherlands

To study in the Netherlands as an international student, it’s important to understand what your cost of living will be. To help you prepare, we’ll walk you through the average student expenses in the Netherlands, such as housing, groceries, insurance and public transport. You’ll also find helpful tips on budgeting as a student and managing your living costs.

We’re here to guide you through it all, so you can plan ahead, stay on top of your finances, and make the most of your time in the Netherlands.

Average student expenses in the Netherlands, from coffee to rent

Monthly student expenses

On average, students living and studying in major Dutch cities like Amsterdam, Rotterdam, The Hague, and Utrecht spend between €1000 and €1400 per month. This amount covers essential expenses such as rent, meals, insurance, study materials, and more. Please note, this estimate does not include tuition fees or travel costs and should be considered as a general guide for the cost of living in the Netherlands. 

  • Accommodation (shared, including utilities)
    About €450 - €1000 per month.
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  • Basic health insurance
     Starting at around €130 per month.
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  • Groceries: about €250 per month 

Don't forget about other expenses

When planning your monthly budget, it’s easy to focus on fixed costs like rent or insurance. But daily expenses matter too, and they can add up quickly. Think about what you spend on food, going out, or personal items. These everyday costs are just as important to consider if you want to manage your money wisely.

Being aware of your spending habits helps you stay in control and avoid surprises at the end of the month.

Entertainment & Leisure

  • Cinema ticket: €9 - €13
  • Museum entry: €5 - €12
  • Gym membership: €20 - €40
  • Board game café visit: €5 - €8
  • Dinner at a mid-range restaurant: €20 – €35

Transportation

  • Tram or bus ticket one-way: €2.50 - €4.00
  • A second-hand bike: €50 - €200
  • A new bike: €400 - €1000

Food & Basics

  • A loaf of bread: €2.00 – €2.50
  • A litre of milk: €1.30
  • A cup of tea or coffee in a café: €2.90 and €3.35
  • A beer at a cafe or bar: €3 – €5
  • Simple lunch (e.g. sandwich or salad): €6 – €9
International students get a student job to cover the cost of living in the Netherlands

Managing your cost of living with a student job

Balancing study and student life often means keeping a close eye on your budget. A part-time job can be a helpful way to manage your expenses or set something aside for extras like travel or leisure. If you're considering this, it's important to know the rules and requirements.

Learn more about working alongside your studies

Discover Inholland’s tuition fees and scholarships

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Questions about the cost of living in the Netherlands?

We're here to help!